About Lucas Arizona Insurance
A workers' comp brokerage built for Arizona businesses.
Lucas Arizona Insurance is a licensed Arizona insurance brokerage headquartered in Phoenix, serving small and mid-sized businesses across the state. We specialize in workers' compensation — including Pay-As-You-Go coverage through our PayChex partnership — and write every other line of business and personal insurance an Arizona family or company needs.
Why we started
Too many Arizona business owners are paying too much for workers' compensation — often stuck on the state's assigned risk plan, sold policies they don't understand, or hit with year-end audit bills that wreck cash flow. We started Lucas Arizona Insurance to change that. One licensed broker, dozens of carriers, and a straight-talking process that gets you the right coverage at the right price.
How we're different
We're independent — never captive to a single carrier. We shop the entire Arizona market on every quote. We're one of the few brokers in the state with a full PayChex Pay-As-You-Go workers' comp partnership. And we explain everything in plain English before you sign anything.
What we believe
Coverage first, cost second
The cheapest policy that leaves a gap isn't cheap. We build coverage that actually protects your business — then negotiate the price.
The broker works for you
Not the carrier. We're paid by the insurance company, but our loyalty is to the Arizona business owner writing the check.
Long-term relationships
Most of our clients have been with us for years. That happens when you get renewals right, not just the first sale.
Arizona-Only
We serve businesses and families across the entire state.
Phoenix. Scottsdale. Tucson. Mesa. Chandler. Gilbert. Glendale. Tempe. Peoria. Surprise. Flagstaff. Prescott. Yuma. Kingman. Sierra Vista. Wherever your Arizona business is, we can quote you.
Get a Free Arizona Workers' Comp Quote Today
Talk to a licensed Arizona broker. No pressure, no obligation — just a better policy at a better rate.