Pay As You Go Workers Compensation · Arizona
Workers Comp That Follows Your Payroll — Not Your Guesswork
Through our partner companies, we can recommend a Pay As You Go option so your workers compensation premiums are paid as you process payroll. That means no huge deposit, no audits at the end of the policy, and more time to focus on growing your business.

The problems most Arizona businesses run into
If any of these sound familiar, you're not alone — and you could be overpaying.
Huge upfront deposit
Traditional workers comp asks for a big check on day one, based on estimated payroll — even if your real payroll ends up much lower.
Year-end audit surprises
If you underestimated payroll or class codes were off, you owe the difference at audit. Often thousands.
Cash flow shock
One giant premium payment can strain a small business. Pay As You Go smooths that out.
Payroll and comp aren't talking
Manual wage reporting causes errors. When workers comp lives inside payroll, the data matches.
Not sure if you're overpaying? Let's find out — free.
Tell us a little bit about your business and we'll shop the Arizona market. If we can't beat it, we'll tell you.
How we solve it
Our licensed agents work for you, not the carrier. Here's what that looks like in Arizona.
Lower down payment
Start coverage and your premium is paid when you first process payroll.
Fewer surprises at audit time
Because your premium matches actual payroll, audits do not become another bill.
Payroll provider options
Because we work with several providers, we can provide options that fit your business needs, including your budget.
What you get when you work with Go Workers Comp
- Flexible payment options
- Premiums based on actual wages
- Less year-end audit surprises
- Improved cash-flow for growing Arizona businesses
- Class-code review to maximize savings
- Multiple carriers shopped
- Same-day certificates of insurance
- Free consultation with one of our licensed Agents
- Convenient service from a local agency, not from a marketing company
Ready to stop guessing and start paying for workers compensation a smarter way?
Contact us and we’ll show you what Pay As You Go workers compensation can do for your business.
Get a Free Arizona Workers' Comp Quote Today
Talk to a licensed Arizona Agent. No pressure, no obligation — just a better policy at a better rate.
Frequently Asked Questions
Straight answers from a licensed Arizona insurance Agent.
Related coverage for Arizona businesses
Most of our clients bundle two or three of these. It usually saves money.
